Cascade Employers Association Partners with Nonstop Administration and Insurance Services, Inc. to Eliminate Health Insurance Deductibles for Oregon’s Workforce

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First-dollar coverage health plan option for Cascade’s member organizations pays all employee upfront out-of-pocket expenses

Cascade Employers Association announced today its partnership in Oregon with Nonstop Administration and Insurance Services, Inc., a mission-based health benefits company. The partnership makes a unique health plan option available to Oregon businesses and their workforce: Nonstop Health™, which supplements insurance by paying all employee upfront out-of-pocket healthcare costs including copays, coinsurance and deductibles.

“As a membership organization serving Oregon businesses, we’re thrilled to provide our members, especially the small business community, with access to Nonstop Health,” says Gayle Gilham, President, Cascade Employers Association. “Employers who adopt this plan send a clear message to their employees: they value their health and wellbeing, and they are willing to invest in it.” 

Nonstop Health was designed for employers with more than 50 employees enrolled in health coverage benefits. But through the Association’s Pacific Northwest Employers Life, Health Insurance Trust, member employers with under 50 employees on those benefits can qualify.


“Recruiting and retaining employees is an ongoing battle for small employers. Needless to say, this is a huge opportunity for small businesses competing with the corporate world for top talent.”

Gayle Gilham, President, Cascade Employers Association


The Trust combines Nonstop Health with a high deductible health plan (HDHP) through Health Net of Oregon. Nonstop Health covers employee upfront health costs up to the deductible; the high-deductible health plan then pays the costs above that.

“It’s simple – employees pay for their copays, coinsurance and deductibles with a medically-coded Nonstop Visa card creating a simpler, more equitable healthcare experience,” says Gilham. “That’s powerful and unique, and you can only get it in Oregon through Cascade Employers Association.”

By combining Nonstop Health and the Health Net of Oregon HDHP, a small employer’s annual healthcare costs are often less than those from a traditional low-deductible plan as well. “This partnership reflects our belief that small businesses and their employees deserve the best,” says Gilham.

Oregon employers can learn more by info@cascadeemployers.com, subject line: Nonstop Health.


About Cascade Employers Association
Cascade Employers Association is Oregon’s largest and oldest diverse industry human resource consulting association, with nearly 600 member organizations. The Association is an exceptional, membership-based resource for Northwest employers committed to developing a strong, vital workforce, offering guidance and project support in nearly all areas of human resource management.

About Nonstop
Nonstop Administration and Insurance Services, Inc. (Nonstop) reduces barriers in access to healthcare through an innovative first-dollar approach to insurance plan design that provides cost certainty for employers and can eliminate upfront medical expenses for employees and their families enrolled on the plan. To learn more about Nonstop Health, please visit nonstophealth.com.

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